Loans are made by participating lenders to borrowers for the purchase of goods and services from participating businesses. All loan terms are subject to credit approval. Loan amounts vary by state.
(1) 24 Months, Same-As-Cash, No Payment. No payments are assessed during 24-month promotion starting at approval, but interest is accruing; interest will be reversed if loan is paid off by end of promotion. If loan is not paid off in promotion, installment payments begin based on risk-based APR between 14.99% and 23.99% for the remaining life of the loan.
(2) 0% APR for 60 Months. 60 months of 0.00% APR with no payments due followed by 48 months of amortization with fixed, risk-based APR between 14.99% and 23.99% for the remaining life of the loan.
(3) Fixed, 5.99% Rate for 10 Years. Up to 5 interest-only payments followed by 115 amortizing payments.